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Charles Art Insurance - Home Insurance

Masterpiece Home Insurance Online Application

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Masterpiece Home Insurance "all risk" Policy Summary

Main Benefits and Policy Features:


  • All Risks Cover for Building, Fixtures, Fitting & Renovation
  • All Risks Worldwide Cover for Contents
  • Worldwide Artworks/Collectibles "all risks" Coverage
  • Worldwide Jewellery/Watches "all risks" Coverage
  • Worldwide Personal Liability - extend to cover travel or stay overseas (excluding USA & Canada)
  • Worldwide Personal Belongings 
  • Loss of Credit Card

Main Exclusions:

  • Landslip, subsidence.
  • War and warlike activities, rebellion, revolution, insurrection or military or usurped power.
  • Acts of terrorism.
  • Loss or damage if your home is left unoccupied for more than 60 days.
  • Nuclear and nuclear-related activities.
  • IT hazards and Total Asbestos exclusions.
  • Contracts (Rights of Third Parties) exclusion.

For the coverage comparison between Masterpiece and a typical market home policy, please refer to HERE


 To download Masterpiece Application Form, please click HERE