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Charles Art Insurance - Art Collectibles Insurance

Other Valuable & Collectibles' All Risks Policy Summary

Significant Features and Benefits:

  • Cover is on an ‘agreed value’ basis

  • Depreciation, following loss or damage, is covered under the policy 

  • Worldwide ‘temporary location’ cover

  • Automatic Acquisition cover for new additions up to 25% of the sum insured for your collection, subject to advising us within 90 days and paying additional premium

  • Accidental Damage cover 

Significant Exclusions

  • Wear and Tear

  • Inherent defect and breakdown

  • Gradual deterioration

  • Loss by insects or vermin

  • Damage by atmospheric conditions

  • Confiscation and War

  • Breakage and non violent theft while your home is being lent, let or sub let

  • Radioactive contamination


Valuable & Collectibles All Risks Policy Online Application 

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