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Charles Art Insurance - Art Gallery Insurance

Art Gallery / Private Museum "All Risks" Policy Summary

 

Significant Features and Benefits

  • You are covered for loss or damage to stock whilst at your premises, including fire, water and accidental damage

  • Cover extended to stock temporarily removed from your premises up to a pre-agreed limit and within a pre-agreed area

  • You are covered for fairs and exhibitions, if pre-agreed by us

  • Cost or artist consigned price

  • Option for agreed values on special items 

Significant Exclusions

  • Wear and Tear

  • Inherent defect and breakdown

  • Gradual deterioration

  • Loss by insects or vermin

  • Damage by atmospheric conditions

  • Damage due to the art undergoing a process e.g. restoration

  • Confiscation and War

  • Wilful acts by you or an employee

  • Radioactive contamination

  • Losses discovered during stocktaking

  • Stock not adequately packed for transit

  • Stock in Unattended Vehicles
  • Fraud and dishonesty by you, your employees or those you entrust stock to for sale

 

Art Gallery / Private Museum "All Risks" Insurance Online Application


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